Your one-stop-shop for navigating medicare
View plans
Speak with a licensed agent
Learn about Medicare
Take a quiz
How CoverRight works
Step 1
Provide us with some basic information
This takes as little as 2 minutes. We’ll need to know what you’re looking for to help find you a plan right for you.
Step 2
Learn about Medicare
Browse our site and access online resources to easily learn about Medicare and your options.
Step 3
Book a free call with a licensed agent
Get concierge-style service with instant access to a licensed insurance agent to help with all your questions. Your agent stays with you from beginning to end.
Our platform provides the tools to help you find a plan that’s right for you
Minimize your drug costs
Don't make the mistake of assuming drug costs are similar across all plans. Enter your drugs and our platform will help surface your costs so you can compare and save.
Keep your favorite doctors
Tell us your doctors you would like to keep and we will aim to help find plans that cover them in-network.
Maximize your savings and save time
Our goal is to find you Medicare coverage suited to you at an affordable price. At CoverRight®, we’ve saved customers up to $1,034 a year1 in annual costs by helping them shop the market. Our concierge-style service aims to take away the complexity so that you can save hours of research.2
Based on a CoverRight Medicare Supplement customer located in Pennsylvania
Based on testimonials from CoverRight customers on TrustPilot
Money & Time Saved
$1,034
Annual Savings1
Best Rate Guarantee
If we can’t find you the best Medicare Supplement insurance rate, we’ll give you $200 (Terms Apply). Learn more
Understanding your options all in one place
Whether it’s Original Medicare or a private Medicare plan, we will recommend the best combination of coverage that matches your needs.
Understanding the parts of Medicare
Original Medicare
Part A
Hospital Insurance
Part B
Medical Insurance
Part C
Medicare
Advantage Plans
Part D
Prescription
Drug Plans
Medigap
Medicare
Supplement
Plan Options:
Basic
Original Medicare
+ Prescription Drug Plan
No networks
Any doctor that accepts Medicare
No limit on out-of-pocket costs
You are responsible for all copays and coinsurances unless you have federal/state assistance
No additional benefits
Need to purchase dental, vision and other benefits separately
Comprehensive
Original Medicare
+ Prescription Drug Plan3
+ Medicare Supplement4
No networks
Any doctor that accepts Medicare
Limited out-of-pocket costs4
Your supplement plan helps pay for most of your out-of-pocket costs
Higher Premiums6
$90 - $300+ per month for Medicare Supplement
No additional benefits
Need to purchase dental, vision and other benefits separately
Most Popular
Medicare Advantage
or ‘Part C’
Doctor networks
Need to use in-network providers to achieve lowest cost share7
Pay-as-you-go
Pay copays/coinsurances until maximum out-of-pocket
Lower Premiums
66% of plans have $0 premium8
Additional benefits
Drug coverage, dental, vision and hearing typically included9
1. These plan combinations reflect the more common combinations of coverage for Medicare beneficiaries that do not have any other retiree health insurance coverage such as employer-sponsored group health insurance program (including Federal Employee Retirement Health Benefits (FEHB)), VA, CHAMPVA or TRICARE coverage
2. Based on research by the Kaiser Family Foundation which found that the 48% of all Medicare beneficiaries are enrolled in a Medicare Advantage plan relative to 25% of all Medicare beneficiaries on traditional Fee-For-Service Medicare with a Medicare Supplement (based on data from AHIP Center for Policy and Research)
3. Medicare requires beneficiaries to have ‘creditable’ Part D prescription drug coverage in order to avoid late enrollment penalties. A standalone Part D prescription drug plan is required to avoid penalties if you do not have any other ‘creditable’ coverage such drug coverage from a current or former employer or union, VA, CHAMPVA or TRICARE coverage, or individual health insurance coverage
4. Assumes you purchase one of the most popular types of Medicare Supplement plans (Plan F, G or N) which represent 83% of all Medicare Supplement enrollments based on data from the AHIP Center for Policy and Research. If you live in Massachusetts, Minnesota or Wisconsin, Medicare Supplement policies are standardized in a different way to other states
5. Independent research conducted by the Better Medicare Alliance identified that beneficiaries on Original Medicare report higher out of-pocket spending than those on Medicare Advantage (almost $1,598 higher on average)
6. Ranges based on Medicare Supplement price indexes managed by the American Association for Medicare Supplement Insurance on Medicare Supplement pricing across the country
7. In many cases, you’ll need to only use doctors and other providers who are in the plan’s network (for non-emergency care). Some plans offer non-emergency coverage out of network, but typically at a higher cost.
8. All Medicare Advantage plans have a Maximum Out of Pocket Limit (MOOP). You continue to pay copays and coinsurances during a calendar year until you hit the MOOP. In 2023, the MOOP limit for all Medicare Advantage plans for in-networks services.
9. Based on research by the Kaiser Family Foundation which found that 66% of Medicare Advantage plans have no premium
10. Based on research by the Kaiser Family Foundation which found that 89% of Medicare Advantage plans include Part D prescription drug coverage and 97% or more individual plans offer some vision, fitness, telehealth, hearing or dental benefits
Want to learn more about Medicare?
Learn about Medicare with CoverRight®. Access free video content, live webinars and join our growing online community.
Excellent
Average rating 4.9 stars
Good experience, saved me money
As quick as allowable and made a complex topic easier....
Bradley Dykes
Pleasant experience
The process was made so easy by the CoverRight representative....
Leslie Boff
I usually do not speak with anyone
I usually do not speak with anyone regarding medicare but...
Dena Kimberlin
Achieve peace of mind with CoverRight
From research and evaluation to enrollment, CoverRight is your personal Medicare concierge service.
CoverRight Insurance Services Inc. represents Medicare Advantage HMO, PPO and PFFS organizations that have a Medicare contract. Enrollment depends on the plan’s contract renewal with Medicare.
We do not offer every plan available in your area. Currently we represent 36 organizations across the nation and 3108 plans across the nation. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.
© Copyright 2024. CoverRight Inc. All rights reserved.